A question new pet owners often wonder is whether they should invest in pet health insurance. As pet owners, we often don’t think ahead on what possible vet visits our pets may need besides the typical yearly check-ups. However, if your pet requires emergency surgery or develops a life-threatening illness, treatment can come with a hefty price tag. Being forced to choose between your pet’s necessary care and putting food on your table is an impossible situation, but pet health insurance can help eliminate this dilemma. Here are three reasons why our team at A.C.E. Veterinary Hospital recommends why you should invest in pet health insurance to protect both your furry pal and your budget.
#1: Pet health insurance can help cover regular wellness care
You may think pet health insurance helps only with accidents, injuries, and illnesses, but a comprehensive plan can also cover wellness care. Depending on the policy you purchase, your pet’s wellness exams, vaccinations, prescriptions, and sometimes dental care can be covered. Search for the policy that provides the level of coverage you want for your four-legged friend.
#2: Pet health insurance offers extended treatment options
If your pet develops a condition that will not respond to traditional medicine, pet health insurance can provide coverage for alternative therapies. For example, if your dachshund suffers from intervertebral disc disease, but their condition is not improving despite pain medication and crate rest, you can investigate other options, such as acupuncture, chiropractic care, and physical therapy. While insurance typically covers surgical procedures, more comprehensive plans can cover alternative therapies to provide your pet with an integrative treatment plan.
#3: Pet health insurance can be a literal lifesaver in an emergency
Your mischievous pup ate a sock—again. This will be the third foreign body surgery since bringing your new puppy home, and your savings account is tapped out. In these situations, pet health insurance can save your puppy’s life by covering a large portion of their bill. Emergencies, accidents, and illnesses are the most common conditions covered by pet health insurance.
Just like health insurance for humans, pet insurance policies can also be quite daunting and full of different choices to choose from. Contact our team to discuss the pros and cons of different policies to help you choose the best option for your furry pal.